Vallejo and Fairfield are neighboring cities located in Solano County, California, each with its own distinct character and attractions for drivers and residents alike. Vallejo and Fairfield both offer quite a few option from local car insurance providers, if you’re looking for the best auto insurance coverage. We will break down the costs of car insurance on different policy options for the two cities throughout this guide.
In Vallejo & Fairfield, CA on average the cheapest auto insurance provider is GEICO and TripleA – AAA. State minimum coverage starts at $50 monthly or $600 a year – Full coverage would cost $202 a month or $2,428 a year. Here is a breakdown of average costs from the cheapest providers for a used car driver who is single, middle aged and has a clean driving record:
Insurance Company: | Minimum Liability: | Monthly: | Full Coverage: | Monthly: |
---|---|---|---|---|
GEICO | $600 | $50 | $2,428 | $202 |
AAA – TripleA | $835 | $70 | $3,559 | $297 |
Interinsurance Exchange | $1,151 | $96 | $3,481 | $290 |
State Farm | $1,181 | $98 | $3,961 | $330 |
Allstate | $1,299 | $108 | $4,300 | $358 |
To determine how much you can expect to pay for your insurance based on vehicle type we averaged multiple cost quotes in CA and pulled data for used vehicles such as a BMW 4 Series, Chevy Bolt, Honda CRV, Nissan Titan, and a Toyota Camry.
Vehicle Type: | Minimum Liability: | Monthly: | Full Coverage: | Monthly: |
---|---|---|---|---|
Luxury Coupe | $899 | $75 | $5,114 | $426 |
Hybrid Electric | $963 | $80 | $3,688 | $307 |
SUV | $963 | $80 | $2,983 | $249 |
Truck | $1,075 | $90 | $4,061 | $338 |
Car (4door) | $979 | $82 | $3,501 | $292 |
We pulled cost data for new 2022-2023 vehicles as well to give you an idea of the difference in rates for newer cars vs. a used vehicle.
Vehicle Type: | Minimum Liability: | Monthly: | Full Coverage: | Monthly: |
---|---|---|---|---|
Car (4door) | $980 | $82 | $4,277 | $356 |
Hybrid Electric | $989 | $82 | $4,567 | $381 |
Luxury Coupe | $968 | $81 | $6,434 | $536 |
SUV | $1,018 | $85 | $3,607 | $301 |
Truck | $1,110 | $93 | $4,885 | $407 |
In California cities the minimum coverage for car insurance and liability insurance required is:
In California, age is a significant factor that influences car insurance costs. Generally, younger drivers tend to face higher insurance premiums compared to older, more experienced drivers. This is primarily because statistics show that younger drivers, particularly teenagers and individuals in their early twenties, are more likely to be involved in accidents due to their limited driving experience and higher risk-taking behavior on the road.
Insurance companies in California consider younger drivers as higher-risk customers, leading to higher premiums to compensate for the increased likelihood of claims. As drivers gain more experience and develop safer driving habits over time, their insurance rates generally decrease.
Here is a breakdown of the average costs for car insurance based on age in California:
Age: | State Minimum: | Monthly: | Full Coverage: | Monthly Cost: |
---|---|---|---|---|
17 | $2,605 | $217 | $8,215 | $685 |
18 | $2,338 | $195 | $7,690 | $641 |
20 | $1,645 | $137 | $5,770 | $481 |
22 | $1,341 | $112 | $4,817 | $401 |
24 | $1,234 | $103 | $4,472 | $373 |
29 | $1,044 | $87 | $3,797 | $316 |
34 | $1,003 | $84 | $3,652 | $304 |
39 | $998 | $83 | $3,579 | $298 |
44 | $991 | $83 | $3,517 | $293 |
49 | $967 | $81 | $3,421 | $285 |
54 | $967 | $81 | $3,384 | $282 |
64 | $945 | $79 | $3,189 | $266 |
74 | $1,112 | $93 | $3,489 | $291 |
76 | $1,201 | $100 | $3,659 | $305 |
In California your auto insurance quote rates will vary depending on which city you live in. Insurance providers often have higher policy rates in heavily populated cities like Los Angeles and cheaper rates for residents in more rural densely populated cities. Here is a breakdown of costs for all cities in California for state minimum and full coverage:
CA City: | Minimum Liability: | Monthly: | Full Coverage: | Monthly: |
---|---|---|---|---|
Alhambra | $1,312 | $109 | $5,319 | $443 |
Anaheim | $1,123 | $94 | $4,603 | $384 |
Arden-Arcade | $1,174 | $98 | $4,516 | $376 |
Bakersfield | $982 | $82 | $4,314 | $359 |
Berkeley | $977 | $81 | $4,200 | $350 |
Burbank | $1,327 | $111 | $5,301 | $442 |
Carlsbad | $959 | $80 | $4,076 | $340 |
Carson | $1,128 | $94 | $4,789 | $399 |
Casa de Oro-Mount Helix | $974 | $81 | $4,132 | $344 |
Chico | $887 | $74 | $3,698 | $308 |