How to Find Cheap Des Plaines Car Insurance Quotes
If you’re looking for affordable car insurance in Des Plaines, consider using the InsuranceQuotes comparison tool. With our user-friendly platform, accessing auto insurance quotes has never been easier. Our tool allows you to compare quotes from both national and local insurance providers, enabling you to find the most suitable policy that fits your budget and needs seamlessly. Don’t waste time digging through various websites or contacting multiple insurers individually when a few simple clicks could save you both time and money. Try InsuranceQuotes today for fast online results that ensure a stress-free car insurance searching experience.
How Much Does Auto Insurance Cost in Des Plaines, IL?
- State Minimum Liability: You can expect to pay $81 a month or $976 a year.
- Full Coverage: You can expect to pay $251 a month or $3,017 a year.
InsuranceQuotes cost rates are pulled from our real-time auto insurance database from recent quotes in Des Plaines – Rates are based on a used car driver who is single, middle aged & has a clean driving record. Read on to learn about the cheapest local rates filtered by insurance providers, new cars, vehicle types and age.
Who is the Cheapest Auto Insurance Provider in Des Plaines?
- In Des Plaines the cheapest average auto insurance providers are State Farm, Farm Bureau and Allstate.
- State minimum liability car insurance starts at $53 a month or $635 a year.
- Full coverage car insurance starts at $169 a month or $2,025 a year.
Here is a breakdown of average costs from the cheapest local insurance providers in Des Plaines from our data set of used-car drivers who are single, middle aged and have a clean driving record.
| Insurance Provider: | State Minimum: | Monthly: | Full Coverage: | Monthly: |
|---|---|---|---|---|
| Country Preferred | $635 | $53 | $2,025 | $169 |
| Progressive | $743 | $62 | $2,268 | $189 |
| State Farm | $839 | $70 | $2,628 | $219 |
| GEICO | $991 | $83 | $3,524 | $294 |
| Allstate | $1,204 | $100 | $4,387 | $366 |
Minimum Car Insurance Requirements in Illinois
Though you may need higher coverage, here are the minimum car insurance requirements in Illinios are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $20,000 property damage liability per accident
These are the minimum coverage limits required by the state. However, it’s important to note that these limits may not be sufficient for all situations, and you may want to consider higher coverage limits or additional coverage options for better protection.
Insurance requirements can change, so it’s advisable to check with the Illinois Department of Insurance or consult with an insurance agent for the most up-to-date information and to tailor coverage to your specific needs.
Illinois Car Insurance Cost Saving Tips
To save money on your auto insurance in Illinois, Insurance quotes suggests you review the following tips:
- Shop Around: Use Insurance Quotes to compare quotes from different insurance providers to find the best rates. Prices can vary, so it’s essential to explore your options.
- Bundle Your Policies: If you have multiple insurance needs, such as home and auto insurance, bundling them with the same provider can often lead to discounts.
- Good Driving Records: Safe driving habits can lead to lower premiums. Avoid accidents and traffic violations to maintain a clean driving record.
- Increase Your Deductibles: Consider raising your deductibles, which can lower your premium. Just ensure that you can afford the higher out-of-pocket costs if you need to make a claim.
- Drive Less: Some insurance companies offer discounts for low-mileage drivers. If you can, use public transportation or carpool to reduce your mileage.
- Ask About Discounts: Inquire about available discounts, such as good student discounts, safe driver discounts, or discounts for taking defensive driving courses.
- Good Credit Scores: In Illinois insurers may use your credit scores to determine overall policy rates. Maintaining a good credit score may help lower your car insurance costs.
- Drive a Safer Car: Safety features on your vehicle may lead to lower premiums. Check with your insurance provider to see if your car’s safety features qualify for discounts.
- Review Your Coverage Regularly: Periodically reassess your coverage needs. If your circumstances change, you may be eligible for different discounts or need to adjust your coverage.
- Loyalty Discounts: Some insurers offer discounts for long-term customers. Check if there are loyalty rewards for staying with the same insurance company.
