How Much Does Auto Insurance Cost in Casper, WY?
- State minimum liability on average in Casper, WY costs $47 a month or $559 a year. Full coverage auto policies costs around $261 a month or $3,138 a year in Casper.
InsuranceQuotes cost rates are pulled from our real-time auto insurance database from recent quotes in Casper – Rates are based on a used car driver who is single, middle aged & has a clean driving record. Read on to learn about the cheapest local rates filtered by insurance providers, new cars, vehicle types and age.
Which Auto Insurance Company is the Cheapest in Casper, WY?
- In Casper, WY the cheapest car insurance companies on average are State Farm, GEICO and Mid Century. State minimum liability car insurance starts at $29 a month or $352 a year with State Farm. The cheapest full coverage car insurance starts at $198 a month or $2,373 a year with Mid Century Insurance.
Here are the average policy rates from the cheapest local and national insurance providers in Casper from our cost database of used-car drivers who are single, middle aged and have a clean driving record:
| Insurance Company: | State Minimum Liability: | SM Monthly: | Full Coverage: | FC Monthly: |
|---|---|---|---|---|
| State Farm | $352 | $29 | $2,575 | $215 |
| GEICO | $355 | $30 | $4,142 | $345 |
| Mid Century | $493 | $41 | $2,373 | $198 |
| Allstate | $663 | $55 | $3,706 | $309 |
How to Find a Cheap Auto Insurance Policy in Casper, WY
When it comes to finding the best auto insurance rates in Casper, Wyoming, drivers should be proactive in their search for affordable coverage. By obtaining multiple free auto insurance quotes from various companies and comparing them all in one place with InsuranceQuotes’ user-friendly quote form and real-time cost comparison tools, individuals can easily identify the cheapest options available from both local and national insurers. With our extensive database of cost information, drivers can make informed decisions about which policy offers the most value for their specific needs. Don’t settle for high premiums – take control of your car insurance costs today by utilizing InsuranceQuotes’ resources to find the best rates in Casper.
How Much Car Insurance Do I Need in Wyoming?
In Wyoming, drivers are required to carry minimum levels of car insurance coverage to legally operate a vehicle on public roads. The mandatory coverage in Wyoming includes:
- Bodily Injury Liability Coverage:
- $25,000 per person
- $50,000 per accident
- Property Damage Liability Coverage:
- $20,000 per accident
These requirements are often abbreviated as 25/50/20. This means that your insurance policy must provide at least $25,000 in coverage for injuries to a single person, $50,000 in coverage for injuries to multiple people in a single accident, and $20,000 in coverage for property damage caused by the accident.
These are the minimum coverage requirements mandated by Wyoming law. However, drivers may opt to purchase additional coverage types, such as collision coverage, comprehensive coverage, medical payments coverage, and more, to enhance their protection.
While the above coverages are required by law, Wyoming also offers additional optional coverage types for drivers to consider, including:
- Liability Coverage: This coverage is required by law in Wyoming and helps pay for injuries or property damage you cause to others in an at-fault accident.
- Uninsured/Underinsured Motorist Coverage (UM/UIM): This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
- Personal Injury Protection (PIP): Also known as “no-fault” insurance, PIP coverage helps pay for medical expenses and other related costs for you and your passengers, regardless of who is at fault in the accident.
- Collision Coverage: This coverage helps pay for damages to your vehicle caused by a collision with another vehicle or object, regardless of fault.
- Comprehensive Coverage: This coverage helps pay for damages to your vehicle caused by incidents other than collisions, such as theft, vandalism, fire, or natural disasters.
- Medical Payments Coverage: This coverage helps pay for medical expenses for you and your passengers if injured in an accident, regardless of fault.
- Rental Reimbursement Coverage: This coverage helps pay for the cost of renting a car while your vehicle is being repaired after a covered accident.
- Towing and Labor Coverage: This coverage reimburses you for towing and labor costs if your vehicle breaks down or becomes disabled.
